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24th Apr 2014 - We supply all makes and models at competitive prices please ring or email your exact requirements! ...............

Finance Lease

If you want to keep your vehicles on your balance sheet, but still want fixed monthly payments, then Finance Lease could be the answer for you. A finance lease through Windmill Leasing will offer you just this. You still retain the risk and benefits on the re-sale value of the vehicle, but simply pay a fixed cost during a pre agreed contract term, to help you with an even cash flow forecast.

Key Features

  • Fixed monthly payments to allow for greater budget forecasting
  • No Excess Mileage applies, as you retain the risk and benefits on the re-sale value
  • Tailored contracts – Select the contract length and mileage that works for your business
  • VAT can be reclaimed at pre-agreed rates depending on the usage of the vehicle

What is Finance Lease?

Finance lease is a method of funding that allows a company some of the benefits of ownership of a vehicle, but with fixed costs. As finance lease is an on-balance sheet funding method, where you have full use of the vehicle for the duration of its pre-agreed contract term. The vehicle is purchased for you and its future re-sale value is estimated based on the total mileage the vehicle is expected to cover. The difference between these two figures will form the basis of your monthly payments. You will be required to pay an estimated re-sale value often called a ‘balloon’ payment. At the end of the contract the vehicle is sold on your behalf and the balloon payment is then settled with the proceeds from the vehicle sale. The actual mileage of the vehicle upon its sale can have a positive or negative effect on the ‘balloon’ depending on the original contract mileage of the vehicle.
We can also offer a separate maintenance contract to offer you complete control of your monthly costs.

The Benefits of Finance Lease

By choosing Finance Lease as our funding method, you will have complete peace of mind that your monthly payments are fixed for the length of the contract. In addition, your monthly payments will be lower than other finance agreements as you are not funding the full depreciation cost of the vehicle. In addition to this, VAT is also reclaimable based on the usage of the vehicle. If it is used for business only then you can reclaim 100% of the VAT, where as 50% of the VAT can be reclaimed if the vehicle is made available for business and private use.

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See What Our Customers Think

In 2008 our Fleet of 50 cars was spread across a number of suppliers with a mixture of owned, leased and hire purchase vehicles. Windmill Leasing has helped us with every aspect of the transition to a fully managed and maintained fleet.

They were flexible during the transition period by supporting vehicles not originally supplied by them and managing the disposal of our owned and HP cars.

The new fleet of Golf and Passat bluemotion cars have reduced our fuel bills by 10% and overall our fleet costs have reduced by 22% over the past 2 years.

The main benefits, however, have little to do with cost and more to do with the service we receive. Our drivers deal directly with the Windmill Leasing Service Team for all their requirements – servicing, tyres, temporary vehicles, loans, accident management, repairs.

It is hassle-free for me, my Personnel Department and my Finance Team. We have a large mobile workforce – so that is really saying something. When I think back to the aggravation we had on a daily basis before Windmill Leasing stepped in I shudder.

Windmill Leasing is full of friendly and professional people who offer an exceptional service at a competitive price. I couldn’t recommend them highly enough.

Nicholas Orme, Chief Executive, Portraya

Windmill Leasing are a company who have always had my best interest at heart. I have felt extremely well looked after and their prices are very competitive. They have always been efficient and their personal approach is credit to their staff and management. I am very happy to be a client.

Chris Pennell, Worcester Warriors Captai

I just wanted to inform you that I have received delivery of the Qashqai this morning. Of course very pleased to have it and most importantly thank you very much for all assistance through the process and the excellent service you have provided. I will definitely recommend your company for any future vehicle purchases

Merril Mathias, Luckings Logistics

I have just taken delivery of my new Mercedes SLK and called to let Claire know. Also to thank her so much for her help with my order.

However I wanted to email you, to pass on how impressed I have been with Claire's service level. She has worked on sourcing a car for me for a few weeks now and from beginning to end she has been outstanding. She was always very clear on what was possible or not and never over promised, unlike some sales people I encounted along the way! She soughtt out quite a few solutions to issues that presented themselves and ultimately went way beyond the service level I was expecting especially when we have never met face to face, only dealt with each other by phone and email, which sometimes makes things more difficult. I would have no hesitation in recommending Claire and your company to others looking for a car.

Viven Kyles,

I originally approached Windmill Leasing some 18 months ago when I was caught off guard and opened up one of their eshots. The first person I spoke to was Jacki,who immediately impressed me with her knowledge and speed in dealing with my requested. I am pleased to say I have been using them ever since.

Roger Bishop, Joint Chairman, Bishops Mo

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